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What is debit card auth

what is debit card auth

Yes they can tell the difference. But I wonder because the reader at the grocery always asks "debit or credit" after I scan my Discover credit card.

Your ability to rent a car using a debit card will vary by company and by location. You will have to research the companies in the area you want to rent.

Here is the information from Thrifty car rental :

Here are some important things to keep in mind if you do plan on renting this way:

  • Logo requirements. While many rental car companies accept debit cards, many also require that the cards have a Visa or MasterCard logo.
  • Expect a credit check. Some companies will perform a debit card check and credit inquiry to ensure that you have the proper funds. (Keep in mind, credit inquiries show up on your credit report, and too many inquiries can actually lower your credit score.)
  • Be patient. The process of paying with a debit

    card will likely be a longer one. It takes time to check your credit and insurance, verify your ID, etc.

  • Prepare to pay a deposit. Often times, rental car companies place a hold on the account linked to your card. It’s basically a deposit that they’ll hold until you return the vehicle. These deposits can be $200 or more.
  • Limited choice. No credit card often means you lose the option of renting luxury cars, SUVs or other specialty vehicles.
  • Outside of the U.S. - Debit cards may not be accepted at locations outside of the United States. Please check terms and conditions for the specific country or location of rental.

While it’s certainly not impossible to rent a car without a credit card, it is obviously more of a hassle. Unless you have no other option, using a credit card can really save time, money, and, perhaps, your sanity.


Category: Bank

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