# How do bankers use math

**How to Study Mathematics**

For an excellent web site with some great discussion of study skills check out the following site by Martin Greenhow. The site has some occasional comments pertaining to the school Dr. Greenhow teaches out but is non the less a great site that goes into much greater detail that I do here.

Before I get into the tips for how to study math let me first say that everyone studies differently and there is no one right way to study for a math class. There are a lot of tips in this document and there is a pretty good chance that you will not agree with all of them or find that you can’t do all of them due to time constraints. There is nothing wrong with that. We all study differently and all that anyone can ask of us is that we do the best that we can. It is my intent with these tips to help you do the best that you can given the time that you’ve got to work with.

Now, I figure that there are two groups of people here reading this document, those that are happy with their grade, but are interested in what I’ve got to say and those that are not happy with their grade and want some ideas on how to improve. Here are a couple of quick comments for each of these groups.

If you have a study routine that you are happy with and you are getting the grade you want from your math class you may find this an interesting read. There is, of course, no reason to change your study habits if you’ve been successful with them in the past. However, you might benefit from a comparison of your study habits to the tips presented here.

If you are not happy with your grade in your math class and you are looking for ways to improve your grade there are a couple of general comments that I need to get out of the way before proceeding with the tips. Most people who are doing poorly in a math class fall into three main categories.

The first category consists of the largest group of students and these are students that just do not have good study habits and/or don’t really understand how to study for a math class. Students in this category should find these tips helpful and while you may not be able to follow all of them hopefully you will be able to follow enough of them to improve your study skills.

The next category is the people who spend hours each day studying and still don’t do well. Most of the people in this category suffer from inefficient study habits and hopefully this set of notes will help you to study more efficiently and not waste time.

The final category is those people who simply aren’t spending enough time studying. Students are in this category for a variety of reasons. Some students have job and/or family commitments that prevent them from spending the time needed to be successful in a math class. To be honest there isn’t a whole lot that I can do for you if that is your case other than hopefully you will become a more efficient in your studies after you are through reading this. The vast majority of the students in this category unfortunately, don’t realize that they are in this category. Many don’t realize how much time you need to spend on studying in order to be successful in a math class. Hopefully reading this document will help you to realize that you do need to study more. Many simply aren’t willing to make the time to study as there are other things in their lives that are more important to them. While that

is a decision that you will have to make, realize that eventually you will have to take the time if you want to pass your math course.

Now, with all of that out of the way let’s get into the tips. I’ve tried to break down the hints and advice here into specific areas such as general study tips, doing homework, studying for exams, *etc.* However, there are three broad, general areas that all of these tips will fall into.

**Math is Not a Spectator Sport**

You cannot learn mathematics by just going to class and watching the instructor lecture and work problems. In order to learn mathematics you must be actively involved in the learning process. You’ve got to attend class and pay attention while in class. You’ve got to take a good set of notes. You’ve got to work homework problems, even if the instructor doesn’t assign any. You’ve got to study on a regular schedule, not just the night before exams. In other words you need to be involved in the learning process.

The reality is that most people really need to work to pass a math class, and in general they need to work harder at math classes than they do with their other classes. If all that you’re willing to do is spend a couple of hours studying before each exam then you will find that passing most math classes will be very difficult.

If you aren’t willing to be actively involved in the process of learning mathematics, both inside and outside of the class room, then you will have trouble passing any math class.

**Work to Understand the Principles**

You can pass a history class by simply memorizing a set of dates, names and events. You will find, however, that in order to pass a math class you will need to do more than just memorize a set of formulas. While there is certainly a fair amount of memorization of formulas in a math class you need to do more. You need to understand how to USE the formulas and that is often far different from just memorizing them.

Some formulas have restrictions on them that you need to know in order to correctly use them. For instance, in order to use the quadratic formula you must have the quadratic in standard form first. You need to remember this or you will often get the wrong answer!

Other formulas are very general and require you to identify the parts in the problem that correspond to parts in the formula. If you don’t understand how the formula works and the principle behind it, it can often be very difficult to use the formula. For example, in a calculus course it’s not terribly difficult to memorize the formula for integration by parts for integrals. However, if you don’t understand how to actually use the formula and identify the appropriate parts of the integral you will find the memorized formula worthless.

**Mathematics is Cumulative**

You’ve always got to remember that mathematics courses are cumulative. Almost everything you do in a math class will depend on subjects that you’ve previously learned. This goes beyond just knowing the previous sections in your current class to needing to remember material from previous classes.

You will find a college algebra class to be very difficult without the knowledge that you learned in your high school algebra class. You can’t do a calculus class without first taking (and understanding) an Algebra and a Trigonometry class.

So, with these three main ideas in mind let’s proceed with some more specific tips to studying for a math class. Note as well that several of the tips show up in multiple sections since they are either super important tips or simply can fall under several general topics.

Source: tutorial.math.lamar.eduCategory: Bank