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How to make money fast (without getting caught in a scam)

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Hi, I’m Ramit Sethi, and I’m going to show you how to make more money. Legitimately (I’m a Stanford grad and New York Times best-selling author), and as quickly as you want.

We will be AVOIDING ridiculous money-making schemes like the ones you typically find online. For example…

Top 4 ridiculous money-making schemes

Panhandling? Selling your hair? These ludicrous (and hilarious) ideas are REAL suggestions given by so-called “experts.”

That’s frustrating, because I believe most of us are willing to do the work IF we know that there’s a payoff.

I’ve taught thousands of students how to make money fast (all with different talents, levels of experience, and even in different countries) — and I want to show you how you can do the same.

I’ve included 3 different timelines and 6 different tactics to help you make money quickly. Each of these tactics for making money has worked with thousands and thousands of people. Remember, you can take it at your own pace.

How much money are you looking to make? Choose your path below.

“I need $100 RIGHT NOW”

“I need $1,000 in the next few weeks”

“I need to make $10,000 this year”

“I need $100 RIGHT NOW”

Option #1: Negotiate your bills & save money with one phone call

It’s sad that most of us are never taught how to negotiate. The truth is that most things CAN be negotiated…and we can save a ton of money doing it. What would it mean for you if you had $100 less to pay on your bills this month?

Your cell phone bill is the perfect place to start. Cell phone companies have this wildly curious business model of acquiring tons of customers through very expensive means (e.g. national advertising), then churning through them by treating them horribly. Yet even they know that it’s cheaper to retain an existing customer than to acquire a new one. You can use this “customer acquisition cost” in your favor. Here’s how:

Step 1: Find comparable plans for your usage on other cell phone networks. For example, I’m with AT&T, so I’ll investigate Verizon, T-Mobile, and Sprint by going to their websites. Write down how much they each cost, how many minutes you get, and any other benefits.

Step 2: Call your current cellphone company. To make it easy, here are the phone numbers:

Step 3: The key is be nice. Ask them what better plans they have to offer you.

You. “Hi, I was looking at my plan and it’s getting pretty expensive. Could you tell me what other plans you have that would save me money?”

Them: Blah blah same plans as on the website blah blah

You: “What about any plans not listed on the website?”

Them. No, what we have is listed on the website. Plus, you’re on a contract and have an early cancellation fee of $XXX

You. “Well, I understand that, but I’d be saving $XXX even with that cancellation fee. Look, you know times are tough so I’m thinking of switching to [COMPETITOR COMPANY]. Unless there are any other plans you have…? No? Ok, can you switch me to your cancellation department, please?”

Note: They won’t cancel without your final word! Plus, you’re in a much stronger position if you’re willing to walk away. What you really want is to be switched to their “customer retention” department, which is the group that has the ability to retain you by giving you a bunch of free deals. You can either ask to be switched directly to the customer retention department, or play a game and hope that by asking for “cancellation,” you’re actually transferred to retention. Play around with a few phone calls and see what works best.

When you get to the customer-retention department, ask for the same thing. This is when you pull out your competitive intel on the other services being offered. If Verizon is offering something for $10 less, tell them that. That’s $120 savings / year right there. But you can do more.

You. “Listen, you know times are tough and I need to get a better deal to stick with you guys. You know and I know that your customer acquisition cost is hundreds of dollars. It just makes sense to keep me as a customer, so what can you do to offer me this plan for less money?”

Notice that you didn’t say, “Can you give me a cheaper plan?” because yes/no questions always get a “no” answer when speaking to wireless customer-service reps. Ask leading questions. You also invoked the customer-acquisition cost, which is meaningful to retention reps. Finally, it really helps if you’re a valued customer who’s stuck around for a long time and actually deserves to be treated well. If you jump around from carrier to carrier, you’re not a worthwhile customer to carriers .

Bonus: Tapping into “hidden income” – money you’re throwing away every month – is part of my huge free guide to personal finance. Download your copy of my 6-part guide now.

Option #2: Make money fast by selling on eBay

A few years ago, I was skeptical when it came to selling things on eBay. Can you really make money doing that? But then I tested selling a few things on eBay… and I made over $1,000. We ALL have things laying around the house that we can sell. Maybe…

  • There’s a pair of nice shoes in your closet that you never wear
  • In your attic, you have some old baseball cards collecting dust
  • You recently upgraded your laptop and don’t know what to do with your old one

All of these things — and thousands more — can make you money on

eBay. I created an in-depth, step-by-step guide on how to make money off of eBay in just 37 minutes. I also include real life examples from my students who make $1,000+ selling on eBay EVERY MONTH. Click here for my free guide to making real money on eBay.

“I need $1,000 in the next few weeks”

Option #3: Negotiate your salary and make thousands with one meeting

Ah, salary negotiation. When you ask people if they negotiated before joining their current company, they usually fall into one of two categories:

  • Utter denial: “The economy is tough, and I didn’t want to be annoying. I’ll try some time in the future, you know?”
  • Embarrassing failed attempt: “I didn’t know what to say, so I just asked if there was wiggle room, they said no…and then I didn’t ask again”

Salary negotiation is a HUGE missed opportunity for most people. We hate to negotiate — what if our boss says no? What we have scheduled reviews and ours isn’t for another 8 months? What if we’re just no good at that sort of thing? The key is that 80 percent of the work is done before you ever set foot in your bosses office. I can show you how. In this video, you’ll learn the exact phrases to use to negotiate your salary, even if your boss pushes back. Note the body language and tone of the conversation:

Just one $5,000 salary negotiation in your 20s can be worth more than $1 million over your lifetime. Isn’t that worth taking a little time to prepare?

Bonus: I collected years of my best articles on salary negotiation and getting paid what you’re worth. It goes into even more detail on the strategies described here.

Option #4: Take my “Save $1,000 in One Week” challenge

There’s a big misconception that we need to make HUGE sacrifices to get money fast (like getting our forehead tattooed).

But actually, we can focus on what we already have to save money.

My “Save $1,000 in One Week” challenge walks you step-by-step through a week full of tips on how to save money on everyday things.

You’ll learn:

  • The 4 words that lower cable bills by at least $30/month ($360/yr) with one phone call
  • How to cut $20-$100/month out of your spending without sacrificing anything
  • My 4-step system that all but automates shopping so you spend less and get higher quality
  • Exactly how to get 3%-20% back on just about every purchase (NO, it isn’t a credit card, and it only takes 8 minutes to set up and seconds to use)
  • And much more — all in just 1 week.

Thousands of my students have already used these tips successfully. How much could you save ?

“I need to make $10,000 this year”

Option #5: Earn extra money by freelancing on the side

I recently asked readers what’s stopping them from creating a side business. Their feedback was surprising:

The surprising #1 result: “I don’t have an idea”

I was expecting a lot of “I’m scared” or “I’m not good enough” answers…but instead, the #1 answer was “I don’t have an idea.”

Freelancing on the side is something anyone can do. You don’t have to have tech skills — students of mine have found success as professional dog walkers, caricature artists, violin instructors, marketing consultants, and much more.

It’s easier than you think to get started and you can make money fast. Despite what most people do, you don’t need to buy business cards, set up an LLC, or build a website to start making money on the side.

I’ll show you how you can take the skills you already have (no matter how weird) and make money off of them. You’ll learn the exact process of how to go from no idea to getting the market to pay you for your skills.

See my step-by-step, in-depth article that shows you how to earn more money by turning your skills into profit .

Option #6: Make money online by starting your own business

When you crack the code of starting an online business, you can take what you love, bottle it up, and share it with the world — automatically — for years to come.

This $690 payment came while I was eating a late lunch on Friday.

My systems handled the marketing, sales, even customer support. All automatically.

And the best part?

You can do this on your own. For the first time ever (and especially in the last couple of years), you can implement systems so powerful, they let you find the right idea, build traffic, convert visitors to subscribers, and sell — all automatically, and all on your own.

Some people take years to make real money online because they focus on all the wrong things. You can avoid focusing on the minutiae. I’ll show you everything you need to get started. Click here for the 3 essential systems for starting an online business .

* * *

I’ve shown you 6 ways how to make money fast. But, as we’ve covered, it sucks to be in this position to begin with. Money doesn’t have to be this stressful.

With that in mind, I put together a special bonus for you.

No more panicking if you have enough in your checking account to pay the bills — it’s my gift to you. This system took me 10 years to perfect and it’s being used by thousands of my students successfully.


Ramit Sethi

New York Times best-selling author

p.s. Want more? Join my Insider’s List FREE to find out more tactics and scripts to teach you how to make money fast:

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