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How to apply for hsbc credit card

how to apply for hsbc credit card

Eligibility and Requirements

  1. What is the criteria to apply for an HSBC credit card?

Individuals who are 21 years and above with a minimum annual income of S$30,000 may apply. A minimum annual income of S$40,000 for self-employed and commission-based Singaporeans or PR applies. Supplementary card applicants must be at least 18 years of age.

  • What are the documents required?

    For salaried employees:

    • A photocopy of the front and back of your NRIC
    • Latest 3 months' computerised payslips OR latest Notice of Assessment OR last 6 months' CPF statement

    You can also submit your CPF statement electronically via .

    Note that a Singpass login is required.

    For self-employed and commission-based earners:

    • A photocopy of the front and back of your NRIC
    • Last two years' Notice of Assessment

    For foreigners:

    • A photocopy of the front and back of your passport and employment pass with at least one year's validity at the time of application
    • Latest 3 months' computerised payslips OR latest Notice of Assessment
  • How many supplementary cards can I apply?

    There is no limit to the number of supplementary cards you can apply and they are free for life.

    Rewards Program

    1. How do I earn the Rewards points?

    Every dollar charged to your credit card earns you one Rewards point. Rewards points can be used to redeem shopping, dining and entertainment vouchers, gifts and cash rebates. And your Rewards points last not one but THREE years.

  • Can I convert my Rewards points into

    air miles?

    Your Rewards points can be translated into free flights with frequent flyer programmes from Singapore Airlines Krisflyer and Asia Miles TM. Every 2,500 Rewards points can be exchanged for 1,000 miles.

    Cash Withdrawal

    1. How much cash can I withdraw?

    The amount of cash you may obtain from your card account is subject to a limit imposed by the Bank, in relation to the status of your card account.

  • Where can I get cash advance around the world?

    Cash advances can be made at over 900,000 Visa/Plus ATMs (for Visa cardholders) and MasterCard/Cirrus ATMs (for MasterCard cardholders) in more than 120 countries.

    Fees and Charges

    1. What is your finance charge and how is it calculated?

    Finance charge is levied at 2% per month on the amount withdrawn from the day the transaction is posted to your account until the date payment is made in full or the next statement date, whichever is earlier.

    Effective Annual Rate: 24% p.a. (minimum)

    Minimum Charge: S$2.50

  • What is the minimum payment?

    The minimum payment is 3% of your outstanding balance or S$50, whichever is greater.

  • How may I make payment?
    • SingPost offices and SAMs*
    • online@hsbc (if you have a banking account with HSBC)
    • 7-Eleven stores*
    • AXS*
    • HSBC ATMs
    • Phonebanking Hotline on 1800-227 8888
    • Bulk Cash Deposit machines in ATM lobbies
    • Cash at any HSBC branch
    • Autopay/Inter Bank GIRO for automated bill payment
    • Cheque made payable to "HSBC"

    *For payments made through SingPost offices, AXS, SAMs and 7-Eleven stores,

    Category: Credit

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