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How to Become a Licensed Mortgage Agent/Broker

how to become a mortgage agent

An individual who wishes to become licensed as a mortgage agent in Ontario must:

  • be 18 years of age or older,
  • be a resident of Canada,
  • have a mailing address in Ontario that can receive registered mail (not a post office box),
  • be authorized by a Mortgage Brokerage to deal in mortgages,
  • work for only one Mortgage Brokerage,
  • meet the Mortgage Agent education requirements (below), and
  • have a valid e-mail address (this is necessary for the application process).

Mortgage Agent Education Requirements

To meet the education requirements for a mortgage agent license, you must:

  • Successfully complete one of the mortgage agent education programs that have been approved by the Superintendent, FSCO (listed below).
  • Apply for a

    mortgage agent license within two years of successfully completing one of the approved mortgage agent education programs.

Approved Mortgage Agent Education Programs

The Superintendent has approved the following new mortgage agent education programs for licensing purposes.

These programs are provided commercially, and tuition fees are set by each program provider. All of these programs were developed using the same curriculum, but different providers may use different formats, such as classroom, correspondence, online, or a combination. All of these approved programs include a course of study followed by a final examination.


Mortgage Transit Inc. is pleased to host the FSCO approved Real Estate and Mortgage Institute of Canada's Mortgage Agent Course (RMAC) for agent licensing.

To register please follow the link below or simply go to Mortgage Agent Course .

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