How to fix credit rating
A Business Person From NSW
"While the business was growing we racked up quite a bit of supplier debt. This was putting a squeeze on cash flow and despite being profitable we could not make ends meet. Numerous time we tried without sucess to get a consolidation loan. After having no luck with brokers and the bank due to an unpaid bill we got our credit history cleaned and have just been approved for a loan without any hassles and no akward questions"
Hi Amanda here is a quick testimonial for your use.
"I have to be honest and say that i was sceptical when I first found out about MYCRA and their ability to have defaults removed from my credit file. I have suffered for 3 years unable to get credit cards, having to use well overpriced financial institutions to get a car loan and even in some cases being denied a mobile phone contract. I though I just had to accept it even though i really believed I wasnt totally at fault for the listings being their, however I figured I had nothing to lose because it couldnt get any worse."
"I Paid my fee and within 2 weeks i had 2 defaults completely removed like they never existed. when i got the phone call saying the default was gone it was like a weight got lifted off my shoulders infact i ordered a copy of my credit file that day to confirm what i was hearing was true! I am now able to go for the homeloan i have always wanted knowing my credit rating isnt an issue. I cant thank MYCRA enough it sounds silly but i feel like i got my life back!"
I was shocked when our loan was declined and I was told it was due to a default listing on my credit report, but very relieved when I was directed to the My CRA website. I immediately applied online to have my credit default cleared and received immediate prompt responses at all times to my queries. My CRA were absolute saviours and did everything they said they
would do in the timeframe indicated on the website. They were helpful and understanding and managed to clear the default listing from my credit report to bring a successful conclusion to our refinancing process. I wouldn't hesitate to recommend them to anyone who needs assistance with clearing their credit reports - do it now don't have a default hanging over you if you don't have to!
Couldn't Wait 5 More Years.
"I would sincerely like to express my thanks for all your work on clearing up my credit file. I thought I would have to wait another 5 years to get a home-loan, but in the end it was all cleared up quite quickly. I cannot express how impressed I am at the speed of your service, especially in this day and age where paperwork tends to get lost and put to one side. I can now move forward with my life knowing my credit file will not hold me back!"
Judgment. BE GONE. (and it was..)
"I wanted to thank you for your help with that Judgment that was listed on my credit file. It was there due to one of those disputes that unfortunately ended that way. Now that you have had it removed I had that home loan that I have been trying to get for the last 6 months approved - thanks!"
"My Veda file had a default listing which meant I couldn't get finance from anyone. It was a hopeless situation in this financial climate as credit providers were not even considering me for a loan. I found out about what you do with removing defaults and judgments and could not believe it could be done. I decided to give it a go as I had nowhere else to turn. I was sick of making excuses to brokers about my default listing. I told you my story and answered some questions and after a short time the default listing was entirely removed from my file. Thanks so much - you don't know how much you have helped. I now have a loan for the first time in years!"Source: www.mycra.com.au