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How to get an American Express card with bad credit?

how to get an american express card with bad credit

CJC Green Member

Posts: 5 Joined: Sat Aug 07, 2010 10:46 pm Location: Long Island, NY
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How to get an American Express card with bad credit?

Hi Everyone,

I applied for an American Express card twice and got denied. I'm just wondering if anyone has any tips that could put me in better chances?

CCG Centurion Member

Posts: 151 Joined: Thu Apr 17, 2008 6:52 pm Location: Austin, TX
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How to get an American Express with fair credit

Welcome to the forum! Which American Express card(s) did you apply for?

From my experience the easiest one to get is the Gold version of the Delta SkyMiles. Although it is not specifically for bad credit (no American Express is) there

have been numerous reports on our forum of applicants getting approved with little credit history and below average credit history. I hear more people having success with getting approved for that versus any other American Express card. I regularly hear from people with FICOs in the mid to high 600's getting approved.

Check out my Delta SkyMiles credit card review for more info. But if you have "bad" credit you're not going to get it.

  • Step 1: Increase the number of unsecured cards you have. Build it up so you have at least 3-5 credit card accounts in good standing. Here are some good entry-level unsecured cards to consider .
  • Step 2: Manage them for 6-12 months, always paying on time and carrying no long term balances.
  • Step 3: Then try applying for the Delta Gold.
Good luck!

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