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How to Get Your Credit Score For Free


Don’t know what your credit score is?

Well, you should.

You’ve probably heard that you can get a free copy of your credit report, but you may not know how to get it. Those catchy ads you see on television for may snag your attention, but this service isn’t totally free. In truth, you have to sign up for a monthly subscription to a program called Triple Advantage Credit Monitoring, which costs $14.95 after the 30-day trial period.

You can get a truly free credit report from which was created by the three main credit bureaus, Experian,  Equifax and TransUnion. At this site, you can request a free credit report from each of these bureaus once every 12 months. If you want to see your credit score, however, you are going to have to pay.

So, how do you see your free credit score for free? A site called is one of the only places you can see

your credit score with no strings attached. This site gets all of its revenue from ad sales, so it can afford to provide credit scores to consumers for free. Here’s how you do it.

Step 1. Create an account at You’ll need to supply your name, address, phone number and social security number. If this makes you a little queasy, it may help to know that the site is encrypted and registered with both VeriSign and Hackersafe.

Step 2. Review your credit score. You’ll be able to see you current TransUnion credit score in a matter of minutes after signing up.

You'll also be presented with several offers. You're not obligated to accept, but this is how CreditKarma funds itself. The site allows you to check your score as many times as you want and track it over time. You can also compare your score to national averages. This useful tool can help you improve your credit score and get the best credit deals available.

Category: Credit

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