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How Do I Lower a Mortgage Interest Rate Without a Refinance?

how to lower mortgage rate without refinancing

Consult your lender. You can find the lender's contact information on your monthly mortgage statement. While some lenders offer their own in-house modification programs, most will likely see if you qualify for the government-sponsored Home Affordable Modification Program. Treasury Department data reveals that the nation's major mortgage bankers have processed a majority of HAMP activity.

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