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How to Lower My Monthly Mortgage

how to lower my mortgage

The more you pay on your home, the lower your payments become.

Pay down more of the principal. Even one extra payment a year will lower your principal, which means you will pay less interest over the life of the loan and reduce your monthly payments, Investopedia states. If you want to speed things up, devote any extra income, such as bonuses or cash gifts, to paying off still more of the mortgage principal.

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