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How to Reduce the Years on Your Mortgage

how to reduce mortgage years

by Kathryn Hatter

Reduce the mortgage burden by paying it off early.

Contact your lender and inquire about prepayment penalties that the lender may levy against you if you begin prepaying your mortgage. Find out about how the lender handles an extra lump-sum payment, additional payments (bimonthly instead of monthly) and larger monthly payments. Proceed with additional payments according to what the lender tells you.

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