How to stop credit inquiries
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Visit the Opt Out Prescreen website (see Resources). On the homepage, you will find links to information detailing the benefits of receiving pre-approved credit card offers and to learn more details about the Opt Out program. To begin registering for the Opt Out Program, click the "Click Here to Opt-In or Opt-Out" button found at the bottom of the homepage.
Elect an opt out option. There are two opt-out options. The first opts you out of receiving credit offers for a period of 5 years. After 5 years, you will automatically "opt-in" and will continue receiving credit offers and the resulting credit inquiries on your credit report. The second option is to permanently opt out. This will stop all future credit inquiries, except those from companies with which you currently do business and nonprofit organizations, such as alumni organizations. After you select an opt-out option, click the "Submit" button.
Enter your information. The next page is a form that requires you to input your personal information, including your
name, Social Security number, date of birth, mailing address and phone number. Although you do not have to input your Social Security number to opt out, doing so will help ensure that your request is processed quickly and accurately. Once you have entered your personal information, click the "Confirm" button at the bottom of the webpage.
Print out the confirmation page. If you selected the 5-year opt-out option, your request is complete. If you selected the permanent opt-out option, you will also automatically be enrolled in the 5-year opt-out program, but you must take another step to permanently opt out.
Mail the confirmation form to permanently opt out. If you want to permanently stop credit inquiries and you chose to permanently opt out, you must print, sign, date and return by mail the confirmation page that loads after you submit your personal information. Failing to sign and mail this to the Opt Out Program will enroll you only in the 5-year program, subjecting your credit report to credit inquiries after 5 years have elapsed.Source: ehow.com