How to Beat a Credit Card Lawsuit
Learning how to beat a credit card lawsuit starts with extensive researching. The fact is, just because a creditor filed a lawsuit against you does not necessarily mean they can prove their case. You can raise various defenses against junk debt buyers or collection agents but it should only be raised through the court system. Creating your Answer to the summons and complaints is the first step on how to beat a credit card lawsuit.
The fact is, most junk debt buyers or collection agencies release multiple summons and complaints to all accounts they have under them hoping that none of them will respond. More than 96% of debt related lawsuit end in default judgment, your creditor assumes your case won’t be any different. If you respond to the summons and complaints, it gives the clear message that you understand the complaint, you know your rights and you are not afraid to fight for yourself in court. Something as simple as filing a Notice of Appearance, Answer, and Certificate of Service are enough for many creditors to drop the lawsuit and move on to less informed debtors.
So first things first, you need to dedicate some time researching on
how to file the necessary documents is the first step you need to take when learning how to beat a credit card lawsuit. Make sure all documents are filed in court within the allowable period. Failure to present these documents on time will cause your creditor brownie points from the court and risk the chances of them being awarded with default judgment against you. You can learn how to beat a credit card lawsuit purchasing the Answering a Summons eDocument. This document will discuss just about everything you need to know about defending yourself in court against all debt claims.
Default judgment will give the creditor legal rights to access your banking, employment and personal records, freeze your account and garnish your wages. On top of all these, your credit will be ruined for a minimum of seven years! So it takes a little effort on your part to avoid things from getting bad to worse. Fight back, you got nothing to lose and everything to gain!
Find out how to beat a credit card lawsuit using effective, proven strategies. Get the insider’s scoop on defending yourself Pro Se and win your case without hiring a lawyer. Click here for more information.Source: answeringasummons.com