What is a specialist loan?What is a specialist loan? | Pepper Home Loans
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If you’re a borrower who may not meet the lending requirements set out by traditional lenders, you might need a specialist loan.
A specialist loan is a loan with wider credit criteria or special features outside of a basic or standard variable home loan.
Some common reasons why you may need a specialist loan are credit scoring, loan purpose, impaired credit history, the need for a
loan after discharged bankruptcy or income verification requirements.
There are no clearly defined characteristics that help to classify specialist borrowers. Generally speaking, if you’re a specialist borrower, you’re simply someone with a genuine need for home loan finance who is beyond the scope of traditional lenders.
If you’d like to find out more, just talk to one of our Lending Specialists on 13 73 77 between 8:00am - 8:00pm AEST.
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