Credit portal




Precise Mortgages.

what is a mortgage club

How to register with this lender as a new user

Visit . click login and enter your FCA number. Enter your contact details - including the address where you would prefer to receive your communications. Select your own password, enter two additional pieces of information so Precise Mortgages can confirm your identity. You are now registered and can access straight away.

How to add Mortgage Club as a payment route with this lender

What makes Precise Mortgages different?

What do they offer?

Lending areas

Precise Mortgages lends across England, Wales and Scotland.

Precise Mortgages products


This range has been designed for customers with a less than perfect credit history who may have been turned down by mainstream lenders. Precise Mortgages offer a range of fixed and tracker products, which are tiered to meet individual circumstances, allowing your customers to get a cheapest rate based on their credit profile.

Key product features

  • Fees can be added to the loan
  • New builds, including flats up to 85% LTV are accepted
  • Free remortgage legal service available
  • Available in England, Wales and selected postcodes in Scotland.

This might be the right mortgage range for your customers if they are:

  • Looking for an alternative to mainstream lenders
  • Looking for a mortgage and have a less than perfect credit history
  • Looking to remortgage
  • Self-employed
  • A first time buyer.


Whether your customer is an experienced landlord looking to extend their existing property portfolio or

a first time landlord, this range may be just what they are looking for.

Key product features

  • Up to 80% LTV, fees can be added to the loan
  • New builds accepted
  • No portfolio limit with other lenders, up to 5 properties with Precise Mortgages
  • No minimum income requirements
  • Competitive rental income calculation.

This might be the right mortgage range for your customers if they are:

  • First time landlords
  • Experienced landlords looking to extend their portfolio
  • Self employed
  • Landlords with high quality properties with a low rental yield.


Precise Mortgages’ bridging loans are ideal for customers who need to access funds quickly, are buying a property at auction or expanding their property portfolio. Plus, did you know that any of their refurbishment bridging loans can exit onto any of their buy to let mortgages any time after completion of the bridging loan?

Key product features

  • No maximum loan size
  • No exit fees or early repayment charges
  • Transparent pricing and interest calculations
  • Refurbishment products can be exited onto any of our buy to let mortgage products.

This might be the right range for your customers if they:

  • Need short term finance on a residential or investment property
  • Are a landlord seeking to buy a property quickly
  • Have a property in need of refurbishment or are planning an extension, including basement digs
  • Are buying a property at auction without a mortgage in place.

Submitting an application

Category: Credit

Similar articles: