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. Here are some things you need to know about a home equity loan before you apply. Personal Loans | News. Personal Loans; Savings & CDs; Advice & Calculators. Debt Management; Financial Calculators;. Help a small business. How you use your personal loan is up to you.Learn how lines of credit work at HowStuffWorks. Personal Finance;. A line of credit is
a type of loan that doesnt give you one giant injection of funds.
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