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Our Credit. com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score. Will Getting Pre-Approved for a Mortgage Hurt My Credit? Shopping for a home loan means getting your credit pulled. There’s no way around it. Without taking a look at your credit report, most lenders won’t be able to complete your pre-qualification, much less pre-approve you to purchase a home.

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Bad Credit: Not So Bad After All?


The authors of a new book make the case that life can be good—great, even—while your credit score is in the dumps. In spite of bad credit, you can still buy a home, take a vacation, start a business, and most importantly, not be depressed all the time. And the writers should know what they’re talking about: One of the authors had to declare personal bankruptcy a few years back. The book’s title gets right to the point: Living Well with Bad Credit. Written by Geoff Williams. who regularly contributes to WalletPop. and Chris Balish. an Emmy Award winning broadcast journalist and author of How to Live Well without Owning a Car.

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How to Fix Your Bad Credit Quickly + Get New Credit!


Get new credit quickly to raise your credit scores! Target and remove the bad credit that is not accurate, outdated or never verified! Remove 3rd party debt collections and erase the debt. You guys saved our bacon! And we got our mortgage! -Blair & Nikki Carter Get Qualified for the Credit You Need! A simple easy to use strategy. It's quick, efficient and IT WORKS! Don't let anyone tell you that you can't fix bad credit. We are LIVING PROOF that it is happening every day! Our average client has improved their credit scores 71 points in six months.

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100% Guaranteed Approval Credit Cards?


by CreditCardGuru Q: Are there any credit cards that have 100% guaranteed approval? A: Finding anything that is truly 100% guaranteed in life is hard to come by these days. If you have bad credit or limited credit history, it’s probably unlikely you will be approved for most credit cards. Luckily, there probably still is a way you can get approved! What I’m about to share with you technically are not 100% guaranteed approval credit cards, because there are some basic requirements you will have to meet in order to get approved: You will need to be a U.

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Auto loan calculator what can i afford


Blog If you’re in the car market, you need to get the best deal for your dollar. No one should pay too much for a car these days, with dealers willing to bargain and interest rates so low. Before you test drive a car or start negotiating for the best price, do your homework by searching prices online and using an auto loan calculator to determine just how much car you can afford. Haggling with a professional salesperson is not something everyone is comfortable with, and for good reason. They’re professional negotiators. and the good ones are able to hold a certain sway over the customer, charming them into signing whatever deal they’re given.

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Why Dee Why?


A short trip away from the tourist hustle and bustle of Manly, Dee Why is a thriving suburb and locals will tell you it’s got a better beach. Located on the northern beaches of Sydney, the origin of the suburb’s odd name is still a mystery, although local historians believe it may have Aboriginal origins. The first known written reference to DeeWhy occurs in Field Book No. 86 of the colonial surveyor and former convict, Irishman James Meehan1. On Wednesday 27th September 1815, he commenced his survey notes for the day by writing “Dy Beach – Marked a Honey Suckle Tree – …”.

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Conroe & Spring Credit Repair Lawyers


We understand that people go through difficult periods in their lives and experience credit issues from time to time. Bad credit can negatively affect your financial stability and credibility in the future. Those with excessive debt or low credit scores have difficulty taking out loans for homes, vehicles, or other large purchases or securing other loan or credit sources. The Conroe credit repair attorneys and Spring credit repair attorneys at Garg & Associates, P. C. understand how difficult it can be to live if your credit report does not accurately represent your credit worthiness.

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At What Percent Decrease Should I Refinance My Home?


The traditional 2 percent rule of thumb for mortgage refinance may not apply. Tradition The traditional rule of thumb is that it makes financial sense to refinance if the new rate is 2 percent or more below your existing interest rate. The 2 percent threshold for refinance is widely quoted, including on the website of the Massachusetts secretary of commerce. The new rate on a refinance must provide enough savings in monthly mortgage payment to justify the cost of refinancing. The secretary's webpage also notes that circumstances are different for every homeowner.

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Answers


What is annuity? Technically, the term "annuity" means "a series of payments over time, where the original investment and interest will be distributed over the annuity payout period". However, most people, when they use the term "annuity" are referring to a COMMERCIAL ANNUITY - a contract between an issuing insurance company and the purchaser. There are two basic types of commercial annuities: IMMEDIATE - These contracts guarantee an income for either a specified period of time ("Period Certain" annuities) or for the life of the "annuitant" ("Life Annuities").

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Annuity how do they work


Other People Are Reading Earnings and Returns Although your indexed annuity is invested in the stock market via an index fund, you enjoy only a percentage of the growth of that particular index. This is because most annuities don't have a 100 percent participation rate. For example, if the fund your annuity is invested in earned returns of 10 percent last year and your annuity only has an 80 percent participation rate, you would have earned 8 percent. In addition to earning less than you would have by investing the same amount of money in the same index fund within a regular investment account or IRA, you'll still have to pay the high fees associated with annuities--further eroding your earnings.

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