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How do I work out what mortgage I can afford?


Q We are living in our first house which we bought for £160,000 five years ago. We have an outstanding mortgage of about £130,000 mortgage and I estimate it is now worth £200,000-£220,000. I currently earn £37,000 and the mortgage is in my name only. We would like to move to a different house. How do we work out what we can afford and where can we get simple, easy to understand mortgage advice? An ideal house in our area is priced at about £280,000-£300,000, but I don't know how to work out if we can afford this.

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With what did the roman writer ovid credit prometheus


Contents Mythology Place among the gods Prometheus was a son of the Titan Iapetus by Clymene, one of the Oceanids. He was also a brother of Atlas. Menoetius, and Epimetheus (the "one who thinks too late;" his polar opposite). He surpassed each of these siblings in cunning and deceit. He would go on to become the father of Deucalion with Pronoia. It was Prometheus who warned Deucalion of Zeus' plan to send a flood to destroy humankind, and subsequently advised his son to build an ark in order to sail to safety. Creation of humanity Prometheus brings Fire to Humankind, by Heinrich Füger, (1817) Prometheus, in Ovid 's Metamorphoses, is credited with the creation of human-beings "in godlike image" from clay, a role which is assigned to Zeus in other variations of the creation myth.

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Why Your Credit Score Matters (Even When You’re In Debt)


19 Sep 2012 by Ben Welcome to the 4th Smart Money Debate  at ReadyForZero! To see the other side  of this debate, read Brad’s post: Why I REFUSE to Play the Credit Score Game. And then let us know which argument was more convincing! David Weliver  is the founding editor of Money Under 30. a blog providing simple, honest financial advice for starting out. He says he stupidly amassed (and then completely paid off) $80,000 of consumer debt – all before his thirtieth birthday. He lives with his family in Portland, Maine. Imagine you’re a gunsmith living in the year 1875.

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Why you need good credit in retirement


  By Kristin McGrath | July 6, 2015 For young people, credit goals are clear: Get a card and build credit so you can get good terms on life’s milestones – like car loans and mortgages. If you’re a retiree, though, the road ahead is less defined, especially if the house and car are paid off, you’re downsizing and there’s no need to acquire more credit. However, there are plenty of reasons to maintain good credit in retirement. And, luckily, if you’ve already built up good credit, there’s not much work involved in preserving it.   Reasons retirees need good credit “Some approaching retirement or who are in retirement could think that a credit score is not as important as it used to be,” says Rosa Maymi, interim manager of education and outreach and financial security for AARP.

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Why were credit cards invented


John Calcott Horsley 1817-1903 When London's John Calcott Horsley invented the first Christmas card in 1843 as a favor to Henry Cole, neither man had any idea of the impact it would have in Britain and later in America. Even the early Christmas card manufacturers believed Christmas cards to be a vogue which would soon pass. They operated on a quick turn basis and did not bother to document the cards they produced. However, the Christmas card was destined to become an integral part of the holiday season. By 1880 their manufacture was big business, creating previously unknown opportunities for artists, writers, printers, and engravers.

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why was my payday loan declined


Southern Declined For A Payday Loan In Tx is your best source for Online Declined For A Payday Loan In Tx. Our online application is available on our webpage (www. Why do people get personal unsecured Loans? Unsecured short term loans allow consumers to access funds in a short period of time, without the extended application. what is a payday loan 2000 personal loan offers for tcs employees payday loans seattle online. Why do i keep getting declined for payday loans. The Why My Payday Loan Was Declined offered. Why was my credit card application declined.

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Reader Mail: My Credit Card Company Reduced My Credit Limit


I have been an active participant of the throwing money at your debt project. going from $8,696 in credit card debt in March, to an amazing current total of $3,732. This is extra amazing to me since all of these cards carry interest rates over 27 percent. Now I have a question. I just noticed that the credit available on my three credit cards has been drastically reduced. For example, I used to have a $5,000 limit on one, and now it’s down to $1,800. It’s not a problem, since I am determined not to use these cards Ever Again, but it seems counterintuitive.

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Why Was My Credit Card Declined? 4 Common Reasons


Watch stocks you care about The single, easiest way to keep track of all the stocks that matter. Your own personalized stock watchlist! It's a 100% FREE Motley Fool service. One of the most embarrassing financial moments any of us will encounter is having our credit card declined. And somehow, this always seems to happen at the most inopportune moments. Like when you're at the grocery store and a long line of customers is waiting for you to get out of the way, or when you're out on a big date and the waitress has to come back to the table and announce that you have not, in fact, been able to pay for your date's meal.

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Why was I refused for credit? What can I do now?


05 April 2013 Being turned down for credit can be disheartening, but you can take steps to help make sure it doesn't happen again. First, understand why you were turned down - asking the lender is a good starting point and they should be able to tell you the main reason. Perhaps you have missed some payments on cards or loans you have, or there are mistakes on your application form. Missed or late payments stay on your credit report for at least six years. It could be that you're not on the electoral roll, as that helps to prove your home address.

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If you’ve been turned down for a credit card or loan there are steps you can take to understand why. There are also things you should avoid doing which could make it even harder for you to get credit in the future. Read on to find out more and to learn about alternative borrowing options to consider or avoid. What you should be told If you’re turned down for a loan or credit card, the credit card or loan company should tell you whether you were turned down as a result of a search on your credit file and, if so, which credit reference agency they used.

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