How do i find out if i have life insurance
WOW mbrcatz, you sure come off as a classy person. ridiculing someone on the day thier mom passed away with factless, pointless information! $1000 is. show more WOW mbrcatz, you sure come off as a classy person. ridiculing someone on the day thier mom passed away with factless, pointless information! $1000 is better than nothing and is more than a lot of people plan for. If it was an old policy from decades ago, that might have been the recommended amount. And did you ever consider that maybe, just maybe this person is tight for money and wants to make sure her mom is buried with dignity? That costs money and money doesn't just grow on trees! AND, if the policy is paid up, what bank records would there be? There's no premiums coming out on it! AND MANY people don't tell their family that they have life insurance. They may tell one person, but that is it. some people don't want their kids to know they are getting a silver spoon handed to them. I have SEVERAL clients that keep their financial matters private. their spouse knows nothing. I just know that if I hear of a death or serious illness that I'm supposed to contact the spouse and explain what they have set up. Why not just stick to answering the question rather than trying to make scenario's up that likely don't exisit!
WOW, just wow!
Here's what you need to do.
Find out which company has the policy. Unfortunately there is no central database where you can find out if a person has a policy. What you will need to do is track down an annual statement, or wait for one to come in the mail. being that it is at year end, you may end up getting out in the mail in a couple weeks. Some advisors will send out Christmas cards as well. maybe you can track down a card that will have the companies name on it, or the advisors name?
Once you know what company it was with, call that company and get them to dig up the file if you don't have the policy number. Companies can often confirm that a policy is with them by matching a date of birth, SIN and/or name and address. They likely won't give you any information on it, but if you explain that you need to make a claim they will get an advisor to contact you or the named beneficiary and get the claims process started.
If you can't find what company it is, about all you can do is start calling companies that she might have dealt with.
Sorry about your loss, hopefully this helps. -)
Source(s): Licensed insurance broker.
Chris C · 6 years agoSource: ca.answers.yahoo.com