Commercial van insurance
Get a quote online, and we'll likely insure your commercial van today
Whether you drive a delivery van or own a small fleet of cargo vans, it's important to make sure that your business and vehicles are protected with commercial van insurance. To us, the terms "business vans" and "commercial vans" are interchangeable. Call it whatever you want, and we'll insure it.
Business and commercial van insurance policies we offer
Cargo vans are typically all white, windowless, with two front seats and a large empty cargo area in the back. These usually have a large exterior space to advertise a company logo/name.
Passenger vans usually seat 12-15 people and are commonly used by organizations to transport members to different outings.
Most people associate minivans with family, but many businesses are also transforming them into commercial vehicles. If you're using a minivan for business purposes, we'll likely insure it. And yes, that counts minivans you use for both personal and business reasons.
Progressive also offers commercial auto insurance for the following types of vans, including:
Who needs commercial van insurance?
Whether you own your own business van (or vehicle) make deliveries, or operate a company van, Progressive's commercial van insurance can provide you with the insurance coverage you need. Examples of businesses that require commercial van insurance include:
- Caterers that make deliveries
- Electricians, plumbers or tradesmen making service calls
If you own a company or if you or your employees will be driving your cargo vans or other business vans, you'll want to make sure you have liability insurance. Liability pays for injuries or damage to other people or property if you're at fault for an accident.
Plus, you'll also want to get physical damage coverage with your commercial or business van insurance policy. This provides protection for your business van if it is damaged in an accident. Make sure you have enough coverage to ensure that you avoid losing business or profit if something happens to one of your commercial vans. For a complete list of the insurance coverage available to you, visit our commercial auto insurance coverages section.
If you work as an independent contractor and make deliveries using your commercial van, your employer may provide insurance coverage's that protect the products or delivered goods you transport in your cargo or delivery van. They may also provide liability insurance to cover you while you're working. Be sure to ask your employer about what coverage they provide, because you might only be protected while you're delivering for them. In that case, you'll need your own commercial van insurance policy for when you drive your vehicle for personal use.
Get a quote online or call us at 1-888-806-9598 to speak with a licensed insurance representative about your commercial van insurance needs today.
Quote online or call for expert advice.Source: www.progressivecommercial.com