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What are certificates of insurance

what are certificates of insurance

What is a Certificate of Insurance?

A certificate of insurance is a document used to provide information on specific insurance coverage. The certificate provides verification of the insurance and usually contains information on types and limits of coverage, insurance company, policy number, named insured, and the policies’ effective periods.

Although the certificate should not be substituted for information contained in the actual insurance policies, it is usually a reliable source of information or proof of insurance coverage.

Certificates are usually requested by opposite parties in an agreement, contract, or transaction to make certain the other party has the appropriate insurance coverage.

If you are looking for information on what a certificate from a vendor or third

party should include, please see our section on Insurance Third Party .

College departments requiring evidence of insurance and additional insured coverage for third parties should follow the procedures for their institution.

For more information on reading and understanding certificates of insurance, see Certificates of Insurance-What You Should Know  by Dan LeTourneau [posted with permission of the author].

If you have a question - Please contact the Five College Insurance and Claims Specialist at 413.538.3092 or e-mail your inquiry to Stacie Kroll .

Requesting a Certificate of Insurance

Amherst/Five Colleges, Inc.

Certificates may be requested directly from our insurance agent.

To request any type of insurance certificate, please allow at least five workdays for processing.

Category: Insurance

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