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Types of Health Insurance Plans

what are the types of health insurance

Quotes only - we do not have information about existing policies.

We cannot guarantee coverage for a specific carrier or coverage in a specific state

A main thing to remember is that the flexibility of health plans increases as the cost of such plans increases. That means you pay more, but you have access to providers of your choosing, and are not as constrained to a list of doctors within your plan, in a specific geographic coverage location.

From 1999 to 2009, employer-sponsored family health insurance premiums increased 131% and the average annual cost of coverage went from $5,791 to $13,375. You may be able to lower costs by switching to a private plan.

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits,


The Recession of 2008-2009 meant that 6.9 million people lost their employer-sponsored insurance. Of those, 3 million became uninsured.

Source: Based on John Holahan and Bowen Garrett, "Rising Unemployment, Medicaid, and the Uninsured."

Among 300 million Americans, 15% are uninsured, 52% have coverage through an employer, 27% are covered under Medicare/Medicaid, and only 5% have private non-group coverage. Are you insured? If not, then request a quote today.

Source: Kaiser Commission on Medicaid and Uninsured/Urban Institute analysis of March 2009 CPS.

Average premiums for health insurance coverage range widely from state-to-state. In New York, annual premiums are an average of $6,630, while in Iowa they are $2,606. Find out how much you can save by requesting a quote.

Category: Insurance

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