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What does ppo insurance stand for

what does ppo insurance stand for

What is the difference between HMO and PPO health insurance?

Full Answer

HMO plans require the patient to select a primary care physician. This doctor determines any treatment plans needed. HMO plans typically require the insured person to obtain a referral from his primary doctor before visiting a specialist. A disadvantage of an HMO plan is that if treatment is sought outside the set network, no coverage is available to help with costs.

Related Questions

What is the difference between a PPO and a HMO?

An HMO, or Health Maintenance Organization, requires members to select a primary care physician who determines treatments and refers patients to specialists, according to Medical Mutual. A PPO, or Preferred Provider Organization, is a type of insurance that allows members to choose any doctor or specialist

without requiring a recommendation.

How do you compare the benefits of a PPO versus an HMO healthcare plan?

Important factors to consider when comparing an HMO to a PPO include out-of-network coverage, if out-of-network spending applies to the out-of-pocket maximum, and the need for a primary care physician, notes WebMD. Employees should contact their human resource office for the specifics of the plans that are offered.

How do I find out about old insurance policies?

To find out about old insurance policies, a claimant should collect the personal details of the insured person and present them to the insurance company that wrote the policy. A person can also check with the state insurance department of the state in which the policy was issued.

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Category: Insurance

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