What is ancillary insurance
Proven Door-Opener Ancillary Products
As a result of reform, 53 percent of brokers are already selling more voluntary (15 percent say they're selling significantly more).
Another 32 percent expect voluntary to become a larger portion of their sales in the future. - LifeHealthPro.com
Deepen client relationships and open the door to more sales opportunities with our vast portfolio of ancillary products. Browse our ancillary insurance plans below.
Accidental Death & Dismemberment (AD&D) insurance pays a set amount that covers the direct results of an accident. Add AD&D insurance as a rider on an existing health insurance or life insurance policy.
Give your clients cancer plans to pick up where typical medical plans may leave off. Cancer coverage is a valuable ancillary insurance, providing income and savings protection during cancer treatments and recovery. Plans may cover deductibles, personal home care, including rent and everyday living expenses, cancer specialists, and experimental treatments.
Critical Illness Plans
Include critical illness plans in your ancillary products portfolio to provide your clients with valuable financial protection that covers expenses related to several predefined critical illnesses.
Dental insurance is one of the most affordable, in-demand benefits available, as well as one of the fastest, easiest ancillary insurance products to sell. They require little maintenance past the initial sale, and help you retain clients. Choose from a variety of group and individual dental plans with flexible benefit options.
We offer short and
long-term disability insurance plans that can provide your clients valuable income protection in the event that they are unable to work because of a disability.
Individual Term Life Insurance provides a cost-effective solution for a set period of time. Add an Accidental Death & Dismemberment (AD&D) policy as a rider for up to an additional $100,000 supplement insurance.
Identity Theft Protection
Deepen your client relationships and differentiate your product portfolio by offering Identity Theft Protection from industry leader, LifeLock. These plans provide cutting-edge technology, 24/7 vigilance and a relentless commitment to protect your clients’ identity—all backed by a $1 Million Total Service Guarantee.
Limited Medical Plans
Limited medical plans that offer gap protection are fast becoming a mainstream healthcare option and an attractive alternative to traditional medical plans. Otherwise known as fixed indemnity plans, limited medical plans offer affordable, flexible coverage.
Long-Term Care Insurance (LTC)
Offer your individual clients a long-term care insurance plan from one the nation's best insurance carriers. HPS provides access to several LTC plans and insurers to best meet the needs of every individual.
Supplemental Medical Expense
Supplemental medical expense insurance help reduce out-of-pocket expenses. By filling the gaps, this ancillary insurance product protects income and assets and gives valuable peace of mind.
Vision Insurance Plans
HPS is proud to offer vision insurance plans within our ancillary products portfolio. Choose a bundled plan that includes both dental and vision benefits, or a stand-alone vision plan.Source: healthplan.saleslinkportal.com