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New program for franchised RV dealerships open to agents

K&K Insurance announces an expansion of our franchised powersport dealership program adding recreational vehicle (RV) dealers. RV dealers will now have access to our comprehensive program joining the motorcycle, personal watercraft, snowmobile and ATV industry dealerships.  No prior appointment or agreement is needed for agents to submit applications for a quote.

Coverage options for franchised RV dealership may include property, general liability, inland marine, crime, garage liability, garagekeepers coverage, employment practices liability (limited states), excess and workers' compensation.  Dealer physical damage coverage is not available.  Limits of $1 million with up to $25 million excess are offered.

"K&K Insurance has more than 30 years of experience providing coverage to franchised motorcycle and powersport dealerships," said Lita Mello, senior vice president of K&K's Recreation Division.  "With an experienced staff of underwriters and claims managers that understand the specific needs of dealerships, we are well-prepared to provide exceptional service to insurance agents and their RV dealership clients."

The franchised RV dealership proram is available in all states except the following: DC; MA; MN; NJ; and VA.  Coverage is offered on either an admitted or surplus lines basis depending on the state and provided through an insurance carrier rated "A+" (Superior) by A.M. Best Company.  For underwriting guidelines and applications, please call 800-552-9253 or email

New website offers entertainers capability to quote and buy liability insurance online

K&K Insurance announces a new website, offering liability coverage for U.S.-based bands and solo entertainers that perform on an independent contractor basis.  The website offers the ability to quote and purchase the program online and receive coverage documents immediately via email.

Commercial general liability insurance provides protection against liability claims for bodily injury and property damage arising out of the insured's operation as an entertainer or performing group.  The program also provides both legal liability to participants coverage and excess medical payments for participants coverage for claims arising out of injuries to persons invited to participate in the insured's covered activities.  A variety of limits for either annual coverage or single event coverage (10 days or less) are available.  Rates are based on gross annual income from covered


Eligible solo entertainers must meet the following criteria:

  • Must be at least 18 years of age.
  • Annual gross income from the entertainer's activities cannot exceed $100,000.
  • All groups must have one member or representative who is at least 18 years of age.
  • Annual gross income from the performing group activities cannot exceed $200,000.
  • No more than 30 members in a performing group.

Coverage is offered on an admitted basis in all states and provided through an insurance

carrier rated "A+" (Superior) by A.M.Best Company.  For more information, visit

Motorsports off-track coverage is now just a click away

K&K Insurance now offers off-track physical damage coverage for competition vehicles via the web.  The program, accessible through K&K's newest insurance website, offers the ability to quote and purchase coverage online and receive coverage documents immediately via email.

K&K's off-track coverage protects competition vehicles from physical damage losses due to fire, theft, trailer upset and most other physical damage claims.  Other items that can be covered are spare parts, tools and equipment.  Coverage is provided while the insured items are stored and transported to and from events and while in paddock or garage areas.  There is no coinsurance requirement.

K&K Insurance announces a new website offering coverage for groups organizing walk or run events.  The website, offers the ability to quote and purchase liability insurance online with immediate deliver of coverage documents.

The Walk/Run Event Program provides liability protection for the organization, including employees and volunteers, for liability claims arising out of its operations and offers rates lower than the standard sports events program.

A variety of limits are offered ranging from $1 million per occurrence with a $5 million aggregate up to $5 million per occurrence with a $5 million aggregate.  Rates are based on whether the event is a non-competitive charity walk/run or a competitive (timed) walk or run event.  The minimum premium for non-competitive events is $150; the minimum for competitive events is $300.  Optional sexual abuse and molestation coverage and ancillary event coverage is also available through this program.

Category: Insurance

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