What is the best cancer insurance
Be financially prepared with a Cancer Policy
A cancer diagnosis means unexpected expenses and out of pocket costs. So, why not be financially prepared?
With a cancer insurance policy, you will receive a lump-sum cash payment to help ease your financial burden and allow you to focus on your recovery.
Why choose cancer insurance?
A cancer insurance policy is an affordable, supplemental policy that won’t affect your current health insurance plan, and can even stand alone as an independent insurance product.
Cancer insurance offers several advantages:
- Easy, Online Application: CancerInsurance.com allows you to Quote, Compare, and Apply Online. You don’t even need a medical exam.
- Lump-Sum Cash payment: If you take out a cancer insurance policy now, you’ll receive a lump sum benefit payment if you’re diagnosed with cancer – and you can use the money for whatever you need most.
- Range of Coverage Amount: You have the choice of coverage amounts up to $50,000. The same lump-sum amount applies for all covered family members.
- Affordable and Safe: The payment is very affordable – for some policies and age groups, it may be as little as a cup of coffee a day. All states provide a “Free Look” period - simply return your policy within 10 to 30 days (varies by carrier) for a full refund if you’re not satisfied.
How cancer policies work?
If anyone on your policy, you or a covered family member, is diagnosed with a covered cancer, you’ll receive a lump-sum cash payment to use however you want. It’s entirely up to you how to spend the money.
You could use this extra financial cushion to help with:
- Payments on your mortgage/rent
- Pay medical bills / help with co-payments and deductibles
- Personal living expenses while you recuperate
- Lodging and travel to specialized treatment facilities
- Non-covered experimental treatment
- Loss of income
Again, there are no restrictions on how you spend your cancer insurance benefit money. Standard health insurance has very specific regulations on
what it will pay for – but cancer insurance gives you a one-time check you can spend however you like.
What cancers are covered?
Cancer insurance is extremely versatile and flexible – you can collect your cancer insurance benefit check for most types of invasive internal cancer, as well as for malignant melanoma (cancerous skin tumors). Cancer insurance does NOT cover non-cancerous moles and benign skin tumors. However, the long list of covered cancers includes ovarian cancer, breast cancer, colon cancer, leukemia, kidney cancer, lung cancer, head and neck cancers and brain tumors, to name just a few.
What about costs?
Cancer insurance isn’t a huge expense. A cancer insurance policy is designed to be very affordable – and the younger and healthier you are, the less you’ll have to pay. For a non-smoker in her 20s, the monthly premium payment could be less than $20. CancerInsurance.com offers a wide variety of policies in different amounts – click here to find a policy and premium amount that works with your budget.
What if I already have health insurance?
Don’t worry – your cancer insurance policy won’t be affected! Cancer insurance is supplemental. meaning it “supplements” your existing medical insurance by providing extra funds, no strings attached. Even better – if you don’t have health insurance, you can still take out a cancer insurance policy for protective coverage. No matter what your current insurance situation is, cancer insurance is a simple way to stay safe.
How do I get cancer insurance?
CancerInsurance.com makes it easy to find the right insurance carrier and the perfect policy – and then to apply for cancer insurance right away. Just fill out the quote box below to find custom matches for your area, age and budget. Then
Compare up to 10 top cancer insurance carriers side-by-side and find the individual policy that works best for you. CancerInsurance.com streamlines the insurance process and lets you get the protection you need as soon as possible.
Note: If you have already been diagnosed with cancer, you are not eligible for cancer insurance.Source: www.cancerinsurance.com