Can I enroll in a Medicare Part D plan, Medigap plan, or Medicare Advantage plan if I am not enrolled in Medicare?
September 23, 2013
No. You must be enrolled in Original Medicare in order to be eligible to enroll in a Medicare Part D plan. Medigap plan. or Medicare Advantage plan. To be eligible for Original Medicare (Part A and Part B), you must be age 65 or older, or younger with a qualifying disability or illness, such as End-Stage Renal Disease (ESRD). A Medicare Part D Prescription Drug Plan only requires that you be enrolled in Medicare Part A before applying. However, in order to enroll in either a Medigap plan or a Medicare Advantage plan, you must first be enrolled in both Medicare Part A and Medicare Part B. Once you have received your Medicare card in the mail and are officially
enrolled in the program, then you have the option to enroll in alternative coverage. Many individuals will receive their Medicare card three months prior to their eligibility, and have the ability to enroll in a Medicare Part D, Medigap, or Medicare Advantage plan at that time.
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by private companies approved by Medicare and provide Medicare Part A and Part B coverage. Medicare prescription drug coverage is insurance run by an insurance company or other private company approved by Medicare. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the "gaps" in original Medicare coverage.
Medicare has neither reviewed nor endorsed this information.Source: www.planprescriber.com