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How long can you be on your parents health insurance

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Before the ACA was signed into law, you usually had to be a full-time student to remain on your parents' insurance as a young adult. The ACA not only extended coverage opportunities to age 26 for non-students, it also addressed coverage for many other classifications. For example, married adult children and those who live independently from their parents and are not financially dependent on their parents are all still eligible to remain on their parents' coverage until they turn 26. Also, college graduates who were removed from their parents' policy prior to implementation of the ACA can go back on their parents' coverage until 26.


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