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How Long Does A DUI / DWI Stay On Your Insurance?

how long does a dui stay on your insurance

The length of time that a DUI stays on your driving record and how long it will affect your insurance rates for are two different numbers. You will probably notice that your insurance will have the charge cleared before your criminal record, thereby decreasing your insurance premium. Each state has different laws that affect how long your conviction stays on your driving record, but may will remain on your abstract for life. You could have to deal with the charge for a few years, or you might have to keep the charge on your record for the rest of your life.

In states like California and New Hampshire, a DUI conviction will remain on your record for 10 years. If you live in Alaska, you will see the DUI charge for the rest of your life. It is best to contact your local DMV office to find out how long the charge will stay on your driving record so that you can plan accordingly when it comes to jobs and driving. You probably won’t see an increase in your insurance rates until

you renew your plan. The company will look at your record and see the charge, and rates will be adjusted accordingly based on the seriousness of the offense. The amount of time the charge affects your insurance is determined by how many offenses you have had while driving and if you have had any other traffic violations. Three to five years is a common time period for the DUI charge to elevate your insurance premiums unless you are convicted of another offense within that time period.

If you want to try to get the charge taken off of your record sooner, you can contact an attorney who focuses on DUI charges. Give all paperwork from the court to the attorney as soon as possible so that he or she can look over it and determine whether the charge could be removed or lowered. Even if he or she cannot do that, it may be possible to negotiate a plea bargain to mitigate some of the penalties of a conviction.

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Category: Insurance

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