Credit portal





mozambique microfinance

Cooperation between Mozambique and Germany began in 1985. GIZ currently has around 260 national and international staff members working in Mozambique, including around 30 seconded staff, 195 national staff, 27 development workers, and five experts deployed by the Centre for International Migration and Development (CIM).

Covering an area of roughly 800,000 square kilometres and with a total population of just over 24 million, Mozambique is a sparsely populated country. Most of the families in rural regions make a living from subsistence farming and artisanal fishing. Around 44 per cent of the population is aged 14 years and younger, and approximately half the adult population is unable to read or write. Health care is inadequate. At 12.5 per cent, the adult HIV prevalence throughout the country is a cause for concern. Mozambique is regularly affected by extreme weather like cyclones and droughts, and is likely to be highly exposed to the adverse effects of climate change in future.

There a number of major projects by international investors in Mozambique – mainly in the area of mining and transport of the extensive coal and natural gas deposits discovered in recent years, as well as in agriculture and in infrastructure. For this reason the country has achieved annual economic growth of around 7 per

cent. Despite this, 70 per cent of Mozambicans remain below the poverty line.

In 2012, Mozambique ranked 185th out of 187 countries on the United Nations Human Development Index (HDI 2012) and remains one of the world’s least developed countries. Over a long period of time, around half the country’s public budget was donor-financed. This figure declined in 2012 and recently only amounted to about one third.

GIZ’s activities focus mainly on the three provinces of Inhambane, Sofala and Manica and the capital Maputo. On behalf of the German Federal Ministry for Economic Cooperation and Development (BMZ), GIZ works in the following priority areas:

  • Basic education and technical vocational education and training (TVET) 
  • Decentralisation for rural development
  • Sustainable economic development (and strengthening the microfinance sector)

In addition to these activities, GIZ is engaged in the following areas:

  • Multisectoral HIV/AIDS prevention
  • Adaptation to climate change
  • Improving natural resources governance

The transnational program „Energizing Development (EnDev)“ is also active in Mozambique. EnDev is helping households without electricity supply to gain access to sustainable energy services. GIZ Mozambique works closely with the Centre for International Migration and Development (CIM) and KfW Development Bank.

Further information

Energising Development

Category: Payday loans

Similar articles: