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Nabard and microfinance

nabard and microfinance

Prof Malcolm Harper, Chairman of M-CRIL, Emeritus Professor, Cranfield School of Management, UK

Professor Malcolm Harper is a veteran in the field of microenterprises and microfinance, financial inclusion, and livelihoods promotion. His core areas of expertise include: microenterprise promotion, assessment of microfinance programmes, designing and developing microfinance and microenterprise promotion programmes and financial analysis. Prof Harper has advised on and evaluated a large number of such microenterprise programmes and microfinance institutions worldwide. He has substantial experience of leading multidisciplinary design teams in large and complex microfinance and financial inclusion programmes in the poorest regions of the world. He has worked with most international donors and governments and has experience of facilitating donors and private sector to work on enterprise and microfinance issues. Prof Harper’s research and consultancy work has been supported by a wide range of national, international and non-government development agencies.

Mr YC Nanda former Chairman, National Bank for Agriculture and Rural Development (NABARD) and Chairman, National Commission on Farmers

Y C Nanda is an alumnus of Delhi School of Economics. After an initial career with the State Bank of India and the Reserve Bank of India, Mr Nanda joined NABARD (India’s National Bank for Agriculture and Rural Development) when it was being formed in 1983. He was appointed Managing Director of NABARD in 1998 and went on to become the Chairman in 2000. After retirement, acknowledging his expertise, Mr Nanda was appointed a full-time member of the National Commission of Farmers by the Government of India. Mr Nanda has worked as a consultant to a number of international organizations like IFAD, UNOPS, GTZ and FAO. He has served on a number of Government and RBI led Committees as Chairman/member. He was also the Chairman of the Working Group on Agriculture Credit and Cooperatives for the 11th Five Year Plan. Currently, he is Chairman of the Agriculture Finance Corporation. He has also been involved with a number of microfinance institutions, rural development agencies, management institutes as Director/Trustee.

Mr Brij Mohan, former Executive Director, Small Industries Development Bank of India and founder of SIDBI Foundation for Micro Credit

Brij Mohan started his career in the Indian Statistical Service and the Department of Company Affairs of the Government of India before joining the Industrial Development Bank of India (IDBI) in 1986 and opting to join the Small Industries Development Bank of India (SIDBI) on its formation in 1990. As a senior member of SIDBI’s management, he played a pivotal role in SIDBI’s extensive engagement with the microfinance sector

in India. Mr Brij Mohan is now Chairman of Access Development Services and has served a number of institutions in the microfinance and small enterprise development sectors in an advisory capacity.

Dr. HK Pradhan has been Professor of Finance and Economics at XLRI Jamshedpur, where he also served as the member of the Board of Governors & Chaired the Doctoral Programme. A former Fulbright Post-Doctoral Fellow at the Columbia University Business School, New York Dr. Pradhan holds an M Phil & Ph.D. from the University of Pune, at the Gokhale Institute of Politics and Economics, India. Presently, he is a member of the Reserve Bank of India Technical Advisory Committee (TAC) on Money, Foreign Exchange and Government Securities Markets, and an Independent Director of the SBI Mutual Fund, one of the top asset management company in India, where he also serves as a Member of the Director’s Committees on Risk Management & Audit Committee. He is a Member of Index & Option Committee of the National Commodity and Derivative Exchange (NCDEX), Mumbai. Dr Pradhan has also worked as the Pacific Regional Advisor for the Commonwealth Secretariat, London, while serving concurrently as the Resident Debt Advisor with the Ministry of Finance, Government of Fiji Islands, during 2005-07.

Frances Sinha is a graduate of Oxford University and the London School of Economics. Since graduation she has lived and worked in India for the past 25 years, leading the research team of EDA Rural Systems Pvt Ltd (of which she is co-founder Director) and contributing to the development of M-CRIL, an associate company of EDA. Frances has led teams for impact assessment and market research with a focus on cost-effectiveness, gender issues, poverty analysis and practical reporting – throughout India and in a number of countries of Asia and Africa. In her current work she is closely involved with initiatives around social performance in microfinance. With the M-CRIL team, Frances has pioneered the development of a social rating methodology – to complement credit rating. A member of the International Social Performance Task Force, in which she chaired the sub-committee on social rating, Frances has contributed to the consensus on a framework for social rating and reporting (SEEP network publication, 2006), and has helped to coordinate the global pilot on social reporting indicators by MFIs, due to be part of microfinance reporting to the MIX from 2009.

Sanjay Sinha is the Managing Director of Micro-Credit Ratings International Limited (M-CRIL) – a company established to carry out professional assessments (ratings) of microfinance institutions (MFIs) and provide research and other services designed to promote the flow of investments into microfinance.

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