Online Payday Loans for British Columbia Residents
Apply Now to receive a payday loan up to $1,500.00!
Need cash in a hurry? You've come to the right place.
At Money Mart ®. we're all about helping our British Columbia customers get the money they need, when they need it.
Why Choose Money Mart?
- It's fast and easy
- Professional service
- Apply online, without leaving your home
- Apply Now!
British Columbia Loan Fees: $23.00 per $100.00
British Columbia APR: Annual Percentage Rate = 599.64% (based on a loan term of 14 days)
Can I renew my loan?
No. A payday loan is meant for short term borrowing needs only. As such, we require your loan to be paid-off in full on the due date. You may not use the proceeds of another loan to do so.
Implications of non-payment or late payment
We understand that people's circumstances can change. If this is the case, you must let us know as soon as possible and we will do our best to help. Please be aware that unless payment is received, we will consider all options permitted by applicable law to pursue collection of the debt, including the right to pass your details onto a third party collections agency. If you are having problems making a payment please contact us 1-877-819-5857, and we can discuss your payment options.
The most important things to note are:
- Don't borrow money you will struggle to pay back
- Talk to us and we will help as much as possible
If you do not repay your entire loan on or before
the loan due date, you may be subject to a $20.00 default fee. Your bank or financial institution may also charge you an NSF (non sufficient funds) fee.
In the event that you do not repay your loan, you will not be permitted to borrow from us again until you repay your outstanding loan.
Although Money Mart does not presently report loan non-repayment to credit reporting agencies, Money Mart reserves the right to do so. Loan non-repayment by you, if reported to a credit reporting agency by Money Mart, could have a negative impact on your credit score.
The collections process
If you are having problems making a payment please contact us so that we can discuss your payment options.
If you default on your loan without getting in touch we will attempt to contact you through multiple channels. We reserve the right to pass your details onto a third party collections agency.
Policy on responsible lending
Money Mart operates in adherence with all federal, provincial and local regulation and those set forth by the Canadian Payday Loan Association. For more information visit the CPLA Website .
Loan amounts are subject to minimum net pay and other qualification requirements. Ask a Money Mart Customer Service Representative for details. British Columbia residents: The cost of borrowing for loans originated online is $23.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing through loans.moneymart.ca is $69.00, with a total payback amount of $369.00. The maximum allowable cost of borrowing under payday loan agreements is $23.00 per each $100.00 advanced.
401 Garbally Road Victoria, BC V8T5M3 CanadaSource: www.moneymart.ca
Category: Payday loans