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California Online Payday Loans Rates & Terms

california online payday loans

When you need cash now, a Speedy Cash loan can provide a temporary solution. Speedy Cash offers payday loans online in California. The loan process is simple – we lend you an amount of cash, and then you pay back the money (plus finance charges) on your next pay day. Don't worry about banking overdraft, non-sufficient funds or late fees; try a payday loan!

California Speedy Cash loan agreements are governed by the State of California.

California Payday Loan Questions

As a state-licensed, direct payday advance lender Speedy Cash abides by California's payday loan lending laws — which not only protect you, but also determine how much money we lend you and how much your loan costs. Keep reading to learn more about California payday loans costs and terms.

How much money can I get?

Residents of California may receive up to $255 with an online payday loan from Speedy Cash.

How much will my loan cost?

California payday loan fees are $17.65

per $100 borrowed. The APR for a 14-day loan is 460.16%; the APR for a 30-day loan is 214.71%.

Example California Loan Fee

  • Example Loan Amount: $255
  • Example Finance Fees: $255 x 0.176475 = $45
  • Example Repayment Total: $255 + $45 = $300

*See more examples shown in the example chart below!

When will I have to pay back my loan?

A cash advance is only meant to satisfy your short-term cash needs and will be due to be paid back on your next pay day.

Can I get an extension on my loan?

In accordance with California law, your loan must be paid in full on your due date. But don't worry! Once you're part of the Speedy Cash family, it's easy to take out another loan. If you find yourself in need of more money, you may re-loan once your previous balance in paid in full.

Example Rates & Terms for California Payday Loans

Category: Payday loans

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