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Loans online can be faster, easier, and more private than going to the payday store. In many cases, a source of income (typically your paycheck) will back these loans. Short-term loans are for consumers who have an unforeseen emergency such as a medical crisis or unexpected bills. Some of the many names you'll see these loans go by online include:

  • Payday loans
  • Cash advance loans
  • Personal loans
  • Installment loans
  • Short Term Loan

Here are just a few of the reasons why you should use

  • You could possibly get the money you need in as little as 24 hours. If you see promises of "1-hour online payday loan" or "1-hour cash advance loans," don't be fooled. Even though being approved for a loan can be very quick, you probably won't get your cash in an hour. If you are approved and you accept your loan offer, the way you get your money is very similar to depositing your paycheck at the bank. You usually have to wait 24 hours before the funds are available in your checking account.
  • Don't waste your time standing in line! We've taken steps to help make sure that entering your information on is secure and private. With your desktop computer, laptop, or mobile device, getting matched with a participating lender takes only a few clicks to get started. Using short term loan cash advance lender matching services means you can borrow safely and securely without standing in embarrassing lines.
  • Read below for information regarding loan fees, terms, repayment and renewal policies:

    • What is the APR for loan that I may get from a lender? First off, it's important to understand what an APR is. APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year. That said, the loan that you are likely to be offered is intended to be a short-term loan that is repaid in a matter of weeks, so using an APR to represent the fees is not only inaccurate, but also fairly misleading. However, since APR is a commonly used way of expressing the fees of other common loans, such as mortgage loans, auto loans, and other types of personal loans, we feel it's somewhat useful for you to know what the representative APR ranges could be for a short-term loan. Since is a lending network and not a lender,

      we aren't able to accurately represent the exact APR that your lender may offer; however, the typical representative APR range is somewhere between 261% and 1304% for a 14 day loan. Remember, you should pay your loan back on time to avoid fees and penalties. Make sure that you review the terms and conditions of the loan that is offered to you so that you don't end up with an "annual" loan!

  • What happens if I'm late paying back the loan? If you are matched with a lender and accept the terms and conditions of their loan offer, you are agreeing to pay that loan back in the amount of time expressed in the loan documents. Partial payment, non-payment, or late payment is likely to result in additional fees. If you refuse to repay the loan all together, it is likely that the lender will engage a collection company to try and recoup what you owe them (just like any lender would). Please don't agree to a loan that you cannot repay. Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some of these options may result in a renewed or "roll-over" loan that may have additional fees and may renew automatically unless you request otherwise. Please make sure to review your lender's renewal policies, and make sure that your payment preferences are known to your lender. If you have questions or need more information on renewal policies, please contact the lender and they will be happy to provide you that information. While most lenders in the network do not run a traditional credit check, it is important for us to let you know that in some cases credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers in order to make a decision on whether or not to offer you a loan. It is also important to mention that if you do not repay your loan on time, your delinquency may be reported to a credit bureau, which could negatively impact your credit score. As with any loan, it's important to repay the loan on time or contact the lender to work out a payment plan. Please borrow responsibly!
  • Remember – we're here to help match you with a lender when you need emergency cash, quickly, privately, and securely. It's fast and easy to get a short term cash payday loan with lender matching services.

    Incent Media LLC

    Category: Payday loans

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