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How Many Payday Loans Can I Get?

to many payday loans

Applying for payday loans with Speedy Cash is easy with our online loans, no-faxing payday loans and loans in store. Our payday loans are based on your income and your ability to repay.

Once borrowers learn how simple it is to apply for a payday loan, they may decide to come back to us when they need cash at some point down the road. Speedy Cash is always willing to help our Customers, but depending on where you live, there are limits regarding how many payday loans you can receive at the same time.

We are a licensed lender and a member of the Community Financial Services Association, which sets standards for responsible lending. So we follow all state laws regarding the limits on payday loans. Some states restrict the number of payday loans you can apply for in one year, or specify a maximum dollar amount for cash advances. You can check the rates and terms for your state to find out how many payday loans you can borrow based on your states restrictions.

In some states, Speedy Cash requires a borrower to repay their payday loan in full before applying for a new one, but if you’ve already got a payday loan and find you need more cash, we offer other financial services that can help you!

You may be eligible for a title loan or an installment loan. which has a longer repayment period than a payday loan. We also offer cash for gold, which can help borrowers who find their existing payday loans didn’t cover all their expenses.

Still Have Payday Loan Questions?


need more money now than the maximum payday loan amount allowed in my state. How can Speedy Cash help me?

If your state's laws prevent you from getting a payday loan that will adequately meet your needs, we have other services that may be of assistance. Visit one of our Speedy Cash locations and ask what options are available – an installment loan or title loan may be an available option for you.

I already have one payday loan. Can I apply for a second one?

That depends on the state you live in. Because Speedy Cash is a state-licensed lender, we abide by all of the laws and regulations set by each state. Some states will allow you to take out multiple payday loans, others will not. You may also be eligible for an installment or title loan in addition to your open payday loan. Whatever the case may be, we’ll help you find a solution.

Can I have a loan at a store and a payday loan with you online at the same time?

At Speedy Cash we offer different ways to receive cash, and in some states you may be able to have an open online payday loan and a store loan at the same time; possibly even a title loan or installment loan. To find out if you can have multiple loans in your state, visit our rates and terms section.

Get the Cash You Need!

Speedy Cash will work with you to get you cash quickly. You can apply today online or in-person, and in most cases, have cash-in-hand within a day!

Category: Payday loans

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