Credit portal




Esaf microfinance


A society, with equal opportunities, having complete access to sustainable financial services, which help in promoting livelihood opportunities and economic development.

ESAF Society, a Non Governmental Organization, was launched in 1992 with an aim to serve the deprived suffering from the travails of unemployment and poverty. In 1995, the Micro Enterprise Development initiative of ESAF was launched, which resulted in the formation of ESAF Microfinance and Investments Pvt. Ltd. a regulated Non Banking Finance Company (NBFC-MFI), in 2008. The Company now reaches out to more than 700 thousand poor households across six states in India covering the states of Kerala, Tamil Nadu, Maharashtra, Madhya Pradesh, Chhattisgarh and Jharkhand.


Micro credit services

Empower the income capacity of the poor women through income generation activities. More than 85% of our loan portfolio is dominated by Income Generation Loans given to women borrowers.

Income Generation Loan (50 to 100 Weeks)

General Loan (50 Weeks)

Housing Loan (4 to 7 Years)

Vyapar Vikas Yojana Loan (4 Months)

Jeevadhara & Nirmal Loan - Water &

Sanitation (2 Years)

Livelihood Support Services

Establish / improve / expand the livelihood activities of the clients. Handholding support is given during all stages from registering business to providing market linkages.

Social Security Services

Insurance: Through tie-ups with United India Insurance, Star Union Daichi, SBI Life and New India Assurance Company our clients are insured against life, accident and health.

Pension: In alliance with the Govt. of India Pension Fund Regulatory and Development Authority, we provide National Pension System (NPS) services to the clients.

MGPSY: In alliance with the Ministry of Overseas Indian Affairs, we provide Mahatma Gandhi Pravasi Suraksha Yojana scheme to overseas Indian workers.

Micro Energy - Sustainable Environment Programs

In association with Micro Energy Credits-USA, we offer 'Clean Energy Products' to our clients with the aim of lowering carbon emission and reducing the fuel and energy cost.

JeevanShudh: We provide water purifiers through affordable payment options.

Surya Jyoti: For reducing the cost and consumption of electricity, we provide solar lamps to our clients through easy payment options.

Remittance Services

Category: Payday loans

Similar articles: