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Microcredit Summit Campaign

The Microcredit Summit Campaign brings together microfinance practitioners, advocates, educational institutions, donor agencies, international financial institutions, non-governmental organizations and others involved with microfinance to promote best practices in the field, to stimulate the interchanging of knowledge and to work towards reaching our goals.

In 1997, the first Microcredit Summit launched a nine-year campaign to reach 100 million of the world’s poorest families, especially the women of those families, with credit for self-employment and other financial and business services by the year 2005.

In November of 2006 the Campaign was re-launched to 2015 with two new goals:

1.) Working to ensure that 175 million of the world’s poorest families, especially the women of those families, are receiving credit for self-employment and other financial and business services by the end of 2015. 2.) Working to ensure that 100 million families rise above the US$1.25 a day threshold adjusted for purchasing power parity (PPP), between 1990 and 2015.

In addition to our goals, the Campaign has four core themes that focus not only on the number of clients reached but also on the quality of the practitioners’ work:

  • Reaching the Poorest. While we recognize the importance of financial inclusion for all overlooked by the traditional banking sector, the Campaign specifically focuses on reaching the poorest families. In developing countries these are families living below 50 percent of the poverty line. In industrialized countries the Campaign is focused on all of those living below their nation’s poverty line.
  • Empowering Women. Experience shows that women are a good credit risk, and that woman-run businesses tend to benefit family members more directly than those run by men. At the same time, through

    earning an income women achieve a higher status in their homes, their communities, and their nations.

  • Financial Self-Sustainability. Experience has shown that microcredit programs in developing countries can improve their efficiency by structuring their interest rates and fees to eventually cover their operating and financial costs. Though the economic context in industrialized countries is radically different, the Summit encourages programs in these countries to explore ways of becoming self-sufficient so that, to the greatest extent possible, their operating costs will be covered through direct revenue from program services.
  • A Positive, Measurable Impact. While financial measures such as program repayment rates give an indication of the strength of a microcredit institution, the Campaign is committed to programs having a positive, measurable impact on the lives of the very poor. The Campaign’s 100 Million Project is directly linked to this effort by promoting the use of and collecting data from, poverty measurement tools to enable MFIs to generate products and services that best help their clients move out of poverty.

Additionally, the Campaign is the administrative home of the industry initiative, the Seal of Excellence for Poverty Outreach and Transformation. The Seal aims to certify institutions reaching the poorest clients and achieving results, and to share best practice of institutions that are having the greatest success in achieving their poverty outreach missions.


  • To visit the Microcredit Summit Campaign website, visit: .
  • For information on past Summits click here or visit our 2011 Summit website .
  • To visit our 100 Million Ideas blog, visit: / .
  • If you wish to make a donation to the Microcredit Summit Campaign, click here .

Category: Payday loans

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