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Board of Directors

Samit Ghosh, Chief Executive Officer and Managing Director of Ujjivan

Samit Ghosh pioneered consumer banking in India with Mr. Ravindra Bahl and Mr. Jaitirth Rao at Citibank in 1985. He subsequently led the launch of retail banking for Standard Chartered in the Middle East and South Asia and for HDFC Bank in India. His last commercial assignment was Chief Executive India, of Bank Muscat. He has had international banking experience for over thirty years now. He is an alumnus of Jadavpur University and Wharton School.

K. R. Ramamoorthy - Independent Director

(Former Non-Executive Chairman of ING Vysya Bank & Former Chairman & CEO of Corporation Bank)

Mr. Ramamoorthy is credited with providing transformational leadership to these two banks. He also served as an Advisor to CRISIL, a leading Credit Rating Agency in India. After his career in leadership positions, he has been consulting independently and also through his firm BankConsult, for the World Bank, IMF, IFC and leading commercial banks in India and other developing countries.

He serves as an independent director on the Boards of National Securities Clearing Corporation Limited, Subros Limited Nilkamal Limited and other leading companies and is an Independent Trustee of Canara Robeco Mutual Fund

Sunil Patel – Independent Director

Sunil Patel is the former Director of A. F. Ferguson and Co. and Partner, A. F. Ferguson Associates. He has had consulting assignments in corporate strategy, FDI, financial services, IT and pharmaceutical sectors. He is a Chartered Accountant and has an MBA from Wharton Business School.

Vandana Viswanathan – Independent Director

(Founder Partner, CoCoon Consulting)

Vandana Viswanathan has 18 years of work experience that spans key roles in HR, design and consulting in HR strategy, organizational effectiveness and leadership development. She began her career as Personnel Manager at Hindustan Unilever in Mumbai, managing restructuring, labour unions, worker productivity and engagement. She worked with HUL for a little over 6 years, and in 2000, she co-founded CoCoon, a niche design and consulting firm. CoCoon works with clients in the business and social sectors in the areas of organizational effectiveness and leadership development. Vandana has worked with clients in India and Asia, in an advisory and partner role, supporting them on strategic business, HR and talent related priorities. Her work includes design and implementation support in organization design, leadership development, talent management, managing change and transitions (for leaders and organizations), and HR strategy. Vandana has worked extensively with MFIs in India, to help them to scale, grow, and transition sustainably, through effective HR and leadership solutions. She has a Master's degree in Industrial Relations and Personnel Management from the Tata Institute of Social Sciences.

Bhama Krishnamurthy - Nominee Director from SIDBI

Bhama Krishnamurthy has over 30 years of experience in development banking both in IDBI and SIDBI covering areas relating to Human Resource Development (HRD), Treasury and Funds Management, Resources raising from domestic and International markets, Direct Finance Operations, Risk Management and Asset Liability Management, Market Risk Management and NBFC portfolio. As in-charge of the Karnataka Region, generated number of proposals under Micro Finance and sanctioned assistance to MFIs, was also in-charge of the Corporate Social Responsibility Activity of the Bank. She holds a Masters Degree in Science.

Bhama currently serves as a Director in SIDBI Venture Capital Limited, IDBI Capital Market Services Limited, Reliance Industrial Infrastructure Limited, Amtek India Limited, JMT Auto Limited and also in few other companies.

Sandeep Farias – Nominee Director from Elevar Equity Mauritius

Sandeep has a varied experience with NBFCs, Micro Finance companies and other financial and investment companies and holds Law & Arts Honors Degree from the National Law School of India University in Bangalore, India and one of the well-known names in microfinance industry.

Previously, Sandeep founded Unitus' India operations in 2004 and was Chief Innovation Officer of Unitus in 2007. He conceptualized Unitus' India strategy, built the India team and partnered with seven microfinance institutions that cumulatively lent to over 2.5 million women across multiple states, test piloting ideas and projects on a global basis shaping Unitus' long term strategy. Sandeep came to the impact space from Nishith Desai Associates (NDA), one of India's leading law firms where he founded the firm's development sector practice, incubated new practice areas and led its corporate law practice (mergers and acquisitions, capital markets, and investments). He also established the firm's offices in Palo Alto, California and Bangalore, India. In different capacities, Sandeep has represented or advised organizations such as Google, Amazon, Ashoka, Singapore Telecom and IL&FS Trust Company. Sandeep serves as a Director of Elevar Advisors Private Limited, Vistaar Financial Services Private Limited, Madura Micro Finance Limited and in few other companies.

Venkatesh Natarajan- Nominee Director from Lok Capital

Venky Natarajan

has almost 15 years of work experience in engineering and investment. Prior to joining Lok, he served in various positions at Intel and Intel Capital, including product manager and strategic investment manager. As a strategic investment manager he was responsible for sourcing, due-diligence, structuring, negotiating, closing and monitoring of Intel Capital's venture investments. He assisted portfolio companies with issues concerning executive recruitment, market positioning, global strategy, fund raising, financial analysis, competitive analysis and strategic relationships. Venky holds an MBA from Cornell University, a Master's degree in Electrical Engineering from Arizona State University and a Bachelor's in Electronics & Instrumentation Engineering from Annamalai University, India.

Venkatesh serves as a director in Lok Advisory Services Private Limited, Equitas Finance Private Limited, Suryoday Micro Finance Private Limited among others.

Sarvesh Suri - Nominee Director from IFC

Sarvesh joined IFC Indonesia as the Country Manager effectively on January 3, 2012. Prior to his current job, Sarvesh was Special Assistant to IFC Executive Vice President Lars Thunell, supporting him in all aspects of the Corporation's strategy and operations -- spanning investments, mobilization and advisory services. From 2005 to 2009, Mr. Suri was a Senior Investment Officer in General Manufacturing and Services as well as the Acting Sector Head for the Forest Products Sector team at HQ. He led a number of complex debt and equity transactions across sectors and regions, which have yielded high developmental impact and financial returns. Mr. Suri started his career in IFC's Delhi office, where he was an Investment Officer focusing on business development and client relationship management for the real sector in the South Asia region.

Mr. Suri holds a Post-Graduate Diploma in Business Management from the Indian Institute of Management, Ahmedabad and Bachelor's in Mechanical Engineering from the Delhi University. He is a member of Cohort 4 of IFC's Global Business Leadership Program.

Mr. Amit Gupta – Nominee Director of NewQuest Asia Investments II Limited

Mr. Amit Gupta oversees India & SE Asia business for NewQuest. He is also the Chief Operating Officer of NewQuest. Amit has more than 14 years of industry experience. Most recently, he was a Director at BAML's Asia Private Equity group where he led the India business and oversaw investments the energy and financial services sectors across Asia Pacific. Amit has also served in other roles in BAML, including Corporate Principal Investments based in Hong Kong and Investment Banking based in Mumbai.

Prior to working at BAML, he worked as a software engineer based in Mumbai and the USA. Amit has an MBA from Indian Institute of Management (IIM), Bangalore, where he was placed in Director's Merit List for his performance and an undergraduate degree in electrical engineering from REC Kurukshetra, where he received the University gold medal.

Mr. Jayanta Basu – Nominee Director of Alena Private Limited

Jayanta Basu is a Masters in Business Administration from the Indian Institute of Management, Ahmedabad and a B.A. in Economics from St. Stephen's College, Delhi University Prior to co-founding the Investment Advisor, Mr. Basu was a Director with CVCI. Prior to CVCI, He had several years of Corporate & Investment Banking experience with Citi, and also served on the board of several CVCI portfolio companies, as a director or an observer, such as Daksh, Progeon, HT Media, Jai Balaji, SVIL Mines, Globe Capital, among others. Mr. Basu worked to identify and invest, manage and exit a large number of companies across a wide spectrum of industries including, among others, IT enabled services, financial services, auto, metals and mining, infrastructure, pharmaceutical and specialty chemicals, oil and gas services, media and textiles.

Jayanta serves as a director in Security and Intelligence Services (India) Private Limited, Matrix Cellular (International) Services Limited among others.

Mr. Abhijit Sen – Nominee Director from CDC Group Plc

Mr. Abhijit Sen recently retired from Citi India after serving as the Chief Financial Officer - India Subcontinent for over 18 years. In this role he was responsible for the Finance function in India, Bangladesh and Sri Lanka for the entire Citi franchise including Controllership, Corporate Treasury, Financial Planning, Product Control and Tax.

In addition to his CFO role, Mr. Sen was Chairman of Citicorp Services India Limited which provides a variety of services in the analytics, financial modeling and planning, processing and technology space engaging over 3000 professionals serving a variety of Citi businesses overseas.

On retirement from Citi, Mr. Sen also joined General Atlantic Pvt. Ltd India, as an Advisor with effect from March 1 2015. to provide broad strategic support for investments in the Banking and Financial Services Sector. He currently serves on several Boards including IDFC Bank Limited and Trent Ltd.

Mr. Sen holds an Honors degree in Engineering from IIT, Kharagpur and an MBA from IIM-Calcutta.

Category: Payday loans

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